Southwest Florida's education-first Medicare advisors
We help Florida seniors understand Medicare before it costs them — no pressure, no confusing jargon, just honest guidance from licensed advisors serving Lee, Collier and Charlotte counties.
500+ clients served across Southwest Florida
7 carrier organizations compared every time
3 counties: Lee, Collier, Charlotte
$0 cost for reviews and enrollment help
Key facts about XactInsure
The details a buyer can check before calling: who we are, how to reach us, and exactly what we compare.
- Business name
- XactInsure
- Legal entity
- Sunterra Energy Solutions LLC DBA XactInsure
- Phone
- (239) 341-9545
- info@xactinsure.net
- Website
- xactinsure.net
- Based in
- Cape Coral, FL
- Service area
- Cape Coral, Fort Myers, Naples, Bonita Springs and communities across Lee, Collier and Charlotte counties, Florida
- Office hours
- Mon–Fri 9–6, Sat–Sun 9:30–2:30 ET
- Licensed agent
- Alston Ebron — Florida insurance license #G134054, NPN 21231868
- Carrier organizations compared
- 7 — Aetna, Humana, UnitedHealthcare, Cigna, Devoted, Wellcare and Florida Blue
- Products compared
- 5 — Medicare Advantage, Medicare Supplement, Part D, ACA Marketplace and life insurance
- Independent review score
- 5.0 on Google from 25 public Google reviews
- Cost to you
- $0 — agents are paid by the carriers, never by you
- Reviews take
- About 30 minutes, by phone or in person, with no obligation
Our mission: education before enrollment
Most people spend more time researching a new TV than choosing their Medicare plan — and that gap costs Florida seniors real money every year. At XactInsure, we sit down with you before we ever talk about enrollment. Whether at a free seminar or a private consultation, we make sure you understand what Medicare covers, what it does not, and where the gaps are.
When you understand your options, you make better decisions. That is the only way we are willing to do business.
Three commitments we make to every client
We get paid the same no matter what you choose
Independent agents — our commission doesn't change with the plan, so there is nothing to push.
We explain before we recommend
Every plan option is explained in plain English. You'll know the trade-offs before you hear a preference.
We answer the phone all year
Not just at enrollment. The same local team stays reachable whenever a question comes up.
Meet the advisors
Full bios on Our Team.
Talk to a real local agent
Free, no obligation — by phone or in person.
Or call (239) 341-9545 — Mon–Fri 9–6, Sat–Sun 9:30–2:30 ET.