Terms & Conditions

Last updated: June 2026

By accessing or using xactinsure.net, you agree to be bound by these Terms & Conditions. Please read them carefully.

Website Usage

XactInsure grants you a limited, non-exclusive, non-transferable license to access and use this website for personal, non-commercial purposes. You may not reproduce, distribute, or create derivative works without express written permission.

Information Accuracy

We strive to keep information current and accurate, but insurance plan details, premiums, and availability change frequently. Nothing on this site constitutes a binding offer or guarantee of coverage. Contact a licensed XactInsure agent for plan-specific details.

SMS Terms & Conditions

By providing your phone number and opting in to receive SMS messages from XactInsure, you agree to the following:

• You may receive text messages from XactInsure regarding appointments, insurance enrollment information, policy reminders, and customer service communications.
• Message frequency may vary.
• Message and data rates may apply depending on your carrier and plan.
• Reply STOP at any time to unsubscribe from SMS messages.
• Reply HELP for assistance.
• Consent to receive SMS messages is not a condition of purchase, enrollment, or service.

For SMS-related questions, contact us at [email protected] or call (239) 341-9545.

Medicare Marketing Disclosure

XactInsure is a licensed insurance agency. We do not offer every plan available in your area. For a complete list of available plans, contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP).

Limitation of Liability

XactInsure is not liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on information provided herein.

Governing Law

These terms are governed by the laws of the State of Florida. Any disputes shall be resolved in Lee County, Florida.

Contact

Questions about these Terms? Email [email protected] or call (239) 341-9545.