Turning 65 Soon? Get the Free New to Medicare Guide Before You Enroll.
Medicare can feel confusing at first. This free XactInsure guide helps you understand your options, avoid common enrollment mistakes, and know what steps to take before choosing coverage.
We do not offer every plan available in your area. Currently we represent 7 organizations which offer 5 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program to get information on all of your options.
XactInsure is not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation for insurance.
Before You Choose a Medicare Plan, Watch This.
If you are turning 65, you are about to make Medicare decisions that can affect your doctors, prescriptions, out-of-pocket costs, and future enrollment options.
Watch This Short Explanation Before You Choose a Medicare Plan
When this video is recorded, it will walk through when to enroll, how Medicare Parts A, B, C, and D work, the difference between Medicare Advantage and Medicare Supplement options, common mistakes to avoid, and when it makes sense to speak with a licensed agent.
Inside the free guide, you'll learn:
- What to do before your 65th birthday
- How your Initial Enrollment Period works
- What Medicare Parts A, B, C, and D mean
- Medicare Advantage vs. Medicare Supplement basics
- How prescription drug coverage works
- Common mistakes that can lead to penalties or coverage gaps
- What questions to ask before choosing a plan
- When to speak with a licensed Medicare agent
What the Guide Covers
Enrollment Timelines
When to sign up, what your Initial Enrollment Period is, and what happens if you miss it.
Medicare Parts A, B, C & D
Plain-English breakdown of what each part covers and how they work together.
Advantage vs. Supplement
Understand the core difference between Medicare Advantage plans and Medicare Supplement (Medigap) options.
Prescription Drug Coverage
How Part D works, what a formulary is, and how to make sure your medications are covered.
Common Mistakes to Avoid
Enrollment errors, late penalties, and coverage gaps that catch people off guard every year.
When to Get Licensed Help
What questions to ask, and when it makes sense to speak with a licensed Medicare agent before you choose.
Download Your Free New to Medicare Guide
Fill out the form below. A licensed XactInsure agent may follow up to answer questions — no pressure, no obligation.
Book a Free Medicare Review With Laura
If you want personalized help understanding your Medicare options and next steps, book a free Medicare Review with Laura — XactInsure's licensed Medicare agent.
- 30-minute phone appointment
- Plain-English Medicare explanation
- Review of your enrollment timeline
- Questions answered — no pressure
- Licensed Medicare agent guidance
Choose a time that works for you. Laura will call at the number provided.
Laura Flaherty
Licensed Medicare Agent · XactInsure
Book a time for Laura to help you understand your Medicare options, enrollment timeline, and next steps before you make a decision.
Book My Medicare ReviewWhy XactInsure?
Licensed Insurance Guidance
XactInsure helps individuals and families understand insurance options with clear guidance and licensed support.
Plain-English Support
No jargon, no pressure. We explain Medicare clearly so you feel confident before making a decision.
Medicare Education First
Our goal is to help you make informed Medicare decisions — with information and support, not pressure.
Appointment-Based Help
Speak with a licensed agent on your schedule — no hold music, no call centers.
No-Obligation Consultation
Free guide, free Medicare review. No obligation to purchase any plan or product.
Florida Licensed Agents
XactInsure agents are licensed in Florida and available to help with Medicare coverage options in our service area.
Get Your Free New to Medicare Guide Today
No obligation. Plain-English Medicare education. Download the free guide and know your options before you enroll.