XactInsure
Licensed Florida health insurance agency
All 67 Florida counties, priced from the published 2026 filings. The county benchmarks run a $571.85 to $1,277.62 a month range at 40, and the median is $699.04 a month.
Florida is the state this calculator knows best: all 67 counties publish their own rates, so the number you see is the number for your county rather than a state average.
Brevard County
Monroe County
Two numbers and a household size is all it takes. Nothing is stored by this box and no cookie is set on this page.
Ages are assumed at exactly 40 here, which is the age the published benchmark is quoted at. The full calculator asks for real dates of birth, which is what the price actually depends on.
Benchmark Silver premium for a 40-year-old, and the credit a household of two earning $60,000 would see in that county. Prices are the published 2026 filings, not estimates of them.
| County | Benchmark at 40 |
|---|---|
| Brevard CountyRating Area 5 | $571.85$670 credit |
| Indian River CountyRating Area 30 | $591.15$709 credit |
| Leon CountyRating Area 36 | $603.27$733 credit |
| Jefferson CountyRating Area 65 | $610.11$747 credit |
| Wakulla CountyRating Area 32 | $618.59$764 credit |
| Liberty CountyRating Area 7 | $627.88$783 credit |
| Sumter CountyRating Area 60 | $643.47$814 credit |
| Pinellas CountyRating Area 52 | $644.61$816 credit |
| Hillsborough CountyRating Area 28 | $648.49$824 credit |
| Calhoun CountyRating Area 39 | $652.68$832 credit |
| Franklin CountyRating Area 18 | $652.80$832 credit |
| Walton CountyRating Area 26 | $656.01$839 credit |
| Jackson CountyRating Area 29 | $658.60$844 credit |
| Pasco CountyRating Area 51 | $660.28$847 credit |
| Polk CountyRating Area 53 | $660.96$849 credit |
| Gadsden CountyRating Area 38 | $661.91$851 credit |
| Lake CountyRating Area 34 | $662.67$852 credit |
| Osceola CountyRating Area 49 | $666.11$859 credit |
| Escambia CountyRating Area 16 | $670.48$868 credit |
| Highlands CountyRating Area 27 | $671.68$870 credit |
| Palm Beach CountyRating Area 50 | $676.38$880 credit |
| Madison CountyRating Area 19 | $679.28$885 credit |
| Orange CountyRating Area 48 | $680.08$887 credit |
| Broward CountyRating Area 6 | $681.21$889 credit |
| Duval CountyRating Area 15 | $681.55$890 credit |
| Hernando CountyRating Area 3 | $682.50$892 credit |
| Gulf CountyRating Area 22 | $683.81$894 credit |
| Volusia CountyRating Area 64 | $684.09$895 credit |
| Miami-Dade CountyRating Area 43 | $684.37$896 credit |
| Marion CountyRating Area 41 | $693.08$913 credit |
| Flagler CountyRating Area 17 | $696.53$920 credit |
| Bradford CountyRating Area 4 | $697.41$922 credit |
| St. Johns CountyRating Area 58 | $697.47$922 credit |
| Seminole CountyRating Area 57 | $699.04$925 credit |
| Bay CountyRating Area 9 | $702.23$931 credit |
| Charlotte CountyRating Area 8 | $702.52$932 credit |
| Baker CountyRating Area 2 | $703.84$934 credit |
| Manatee CountyRating Area 40 | $705.22$937 credit |
| Martin CountyRating Area 42 | $706.73$940 credit |
| Okaloosa CountyRating Area 66 | $709.90$947 credit |
| Clay CountyRating Area 10 | $710.56$948 credit |
| DeSoto CountyRating Area 13 | $712.31$951 credit |
| Citrus CountyRating Area 46 | $713.78$954 credit |
| Lee CountyRating Area 35 | $717.30$961 credit |
| Sarasota CountyRating Area 56 | $718.01$963 credit |
| Collier CountyRating Area 11 | $729.50$986 credit |
| Alachua CountyRating Area 1 | $732.84$992 credit |
| Dixie CountyRating Area 37 | $741.97$1,011 credit |
| Santa Rosa CountyRating Area 55 | $756.42$1,040 credit |
| Lafayette CountyRating Area 54 | $768.29$1,063 credit |
| Suwannee CountyRating Area 61 | $771.03$1,069 credit |
| Holmes CountyRating Area 31 | $772.68$1,072 credit |
| Hendry CountyRating Area 25 | $774.42$1,076 credit |
| Gilchrist CountyRating Area 47 | $775.82$1,078 credit |
| Columbia CountyRating Area 12 | $776.18$1,079 credit |
| Okeechobee CountyRating Area 14 | $780.17$1,087 credit |
| Nassau CountyRating Area 45 | $780.76$1,088 credit |
| St. Lucie CountyRating Area 59 | $784.01$1,095 credit |
| Levy CountyRating Area 20 | $785.73$1,098 credit |
| Glades CountyRating Area 21 | $822.80$1,172 credit |
| Taylor CountyRating Area 62 | $824.78$1,176 credit |
| Hardee CountyRating Area 24 | $875.53$1,278 credit |
| Washington CountyRating Area 67 | $898.81$1,324 credit |
| Union CountyRating Area 63 | $949.75$1,426 credit |
| Putnam CountyRating Area 33 | $991.19$1,509 credit |
| Hamilton CountyRating Area 23 | $1,263.70$2,054 credit |
| Monroe CountyRating Area 44 | $1,277.62$2,082 credit |
It depends on the county and the household. The Florida median benchmark Silver premium is $699.04 a month at 40 inside a $571.85 to $1,277.62 county range, and the credit is that benchmark for the household's ages less the share of income the 2026 table sets.
Because Florida files rates by county rather than by state: 67 counties each have their own published set of plans. That is why the calculator asks for a ZIP code before it will show a number.
Yes. The applicable-percentage table for 2026 stops at 400% of the poverty line, so the credit ends at that line instead of tapering. For a household of two that is $84,600 a year.
XactInsure is a licensed Florida health insurance agency running a private calculator, and a licensed agent can confirm the plans in your county on one call. This is not a Healthcare.gov, CMS or government agency site.