XactInsure Licensed Florida health insurance agency

See your 2026 ACA subsidy and real plan prices in 60 seconds

Four quick questions. No SSN, no health questions, nothing to sign.

Step 1 of 4

Where do you live?

Plan prices are set by county, so your ZIP is what makes the numbers real.

We fill this in from your ZIP.

Florida is priced county by county. The 29 other states that file federally use a state benchmark, and the result says which one you have.

Who needs coverage?

Everyone on your tax return: you, your spouse if you file together, and anyone you claim as a dependent.

When was everyone born?

Age is the biggest factor in plan price, and each birth date sets the age the plan is priced at.

Children are welcome on the application, and the person applying needs to be 18 or older.

Your date of birth is stored encrypted at rest, and our logs carry only the age and birth year used for pricing.

What will the household earn this year?

One yearly figure before taxes, for everyone on the application. A close estimate works well, and you can change it any time.

Self-employed, overtime, or a year with a change in it? Try the number you expect to file with, then try a second figure a few thousand apart. The page will show both.

Your 2026 subsidy estimate

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Confirmed by a licensed Florida agent. Call now, or leave a name and a number.

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Want a licensed agent to check these numbers with you?

Your estimate is already on this page and stays yours. Leave a way to reach you and an agent can confirm the plan options where you live against what you actually qualify for.

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No Social Security number, no health questions, no card details. None of that is asked here and none of it can be sent from this page. Your date of birth is stored encrypted at rest, and our logs carry only the age and birth year used for pricing.

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An agent will call in the window you chose. Your estimate stays in your browser, so you can keep looking at it.

We measure how this calculator is used, with first-party cookies and the ad tools in our privacy policy. Never your health details.