Individual Coverage (ICHRA)

Transform Your Employee Health Benefits with Individual Coverage (ICHRA)

The Individual Coverage Health Reimbursement Arrangement (ICHRA) is reshaping how employers offer health insurance. In 2025, ICHRAs have gained traction, offering companies an innovative way to provide employees with personalized health coverage while controlling costs. By reimbursing employees tax-free for individual health insurance premiums, ICHRAs allow employees to select plans that best fit their needs and budget—creating a win-win for both employers and staff.

With individual premiums up to 63% lower than group plans in certain regions, ICHRAs deliver substantial cost savings, particularly for small and mid-sized businesses. This flexible approach lets employers customize allowances for different employee classes, enabling a tailored benefits package. For employees, ICHRAs offer unprecedented choice and control, empowering them to choose the best coverage from a wide range of plans.

Whether you're an employer seeking more predictable healthcare costs or an employee wanting more plan flexibility, ICHRAs offer a game-changing solution for today’s workforce. Start leveraging the benefits of ICHRA today to enhance employee satisfaction and reduce healthcare expenses.