Last Updated: 02/07/2025

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by the terms and provisions of this agreement.

2. Insurance Services

• We provide information about and assistance with obtaining health insurance under the Affordable Care Act (ACA).
• We are licensed insurance agents/brokers and are not affiliated with the federal government or state marketplace.
• All insurance products are subject to terms, conditions, and eligibility requirements.

3. No Professional Advice

• Information provided on this website is for general informational purposes only.
• Content should not be considered as professional medical, legal, or financial advice.
• Consult appropriate professionals for specific advice.

4. Accuracy of Information

• We strive to provide accurate and up-to-date information.
• Insurance plans, rates, and regulations may change.
• Final terms of any insurance policy are subject to the actual policy documents.

5. User Responsibilities

• Provide accurate and complete information when requesting quotes or applying for coverage.
• Maintain the confidentiality of any account credentials.
• Notify us of any unauthorized use of your account.

6. Limitation of Liability

We are not liable for:

• Errors or omissions in the content.
• Any losses or damages resulting from the use of the website.
• Technical issues or interruptions in service.
• Third-party content or websites linked from our site.

7. Intellectual Property

• All content is protected by copyright and other intellectual property laws.
• Users may not reproduce, distribute, or modify content without permission.