XactInsure

Can I get life insurance with no medical exam?

Yes — most final expense and term life policies in Florida issue with no medical exam when you answer the health questions honestly. XactInsure matches you to the carriers that accept your conditions.

Quick answer

Can I get life insurance with no medical exam — short answer from XactInsure: Yes — most final expense and term life policies in Florida issue with no medical exam when you answer the health questions honestly.

Full answer

Yes — most final expense and term life policies in Florida issue with no medical exam when you answer the health questions honestly. XactInsure matches you to the carriers that accept your conditions. See the full guide for costs, eligibility and next steps in Southwest Florida.

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XactInsure — licensed Florida insurance agency, Cape Coral / Fort Myers. Free consultation: book online or (239) 341-9545.

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Sources: CMS.gov Medicare · KFF Medicare · CMS MA plans. Figures current for 2026; re-check quarterly.