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What's the difference between Medicare Plan G and Plan N?

Medicare Plan G (Medigap) covers all of Original Medicare's gaps except the annual Part B deductible, with no networks and nationwide coverage. XactInsure quotes Plan G rates for Fort Myers, Cape Coral and Naples every week.

Quick answer

What's the difference between Medicare Plan G and Plan N — short answer from XactInsure: Medicare Plan G (Medigap) covers all of Original Medicare's gaps except the annual Part B deductible, with no networks and nationwide coverage.

Full answer

Medicare Plan G (Medigap) covers all of Original Medicare's gaps except the annual Part B deductible, with no networks and nationwide coverage. XactInsure quotes Plan G rates for Fort Myers, Cape Coral and Naples every week. See the full guide for costs, eligibility and next steps in Southwest Florida.

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Sources: CMS.gov Medicare · KFF Medicare · CMS MA plans. Figures current for 2026; re-check quarterly.